One of the greatest threats facing your clients is the erosion of their buying power by inflation. This threat, coupled with the reality that traditional risk profile-based financial planning does not adequately address client needs, has led to the development of acsis' lifestyle financial planning process.
Our lifestyle financial planning process works because it addresses these issues in ways that people can understand and asks the questions that really affect people's lives, such as:
- "what income will you need to fund your chosen lifestyle in the future?"
- "how much should you be investing each month to achieve your personal lifestyle goals?"
acsis' lifestyle financial planning offers clients an improved way of determining a tailored financial plan, helping them to achieve their long-term goals reliably. Core to our approach is a genuine focus on the client, rather than on selling a financial product. Every client receives a customised living financial plan incorporating his or her lifetime goals and current situation. This plan is reviewed on a regular basis.
Our lifestyle financial planning process starts by addressing the personal aspirations and goals of each client and builds every client's personal financial plan on this very sound and client-specific foundation. In many ways, it turns the traditional financial planning model on its head.
how will acsis’ lifestyle financial planning approach benefit your clients?
Our client focused approach shifts the emphasis from the client's idea of risk to the lifestyle that they wish to lead in the future. Our process helps each client understand exactly what returns he or she can realistically expect to achieve within a structured investment strategy. And the process does not stop with retirement. It continues to assist clients to grow wealth to ensure that their lifestyle is preserved.
how will acsis’ lifestyle financial planning approach benefit you & your business?
acsis’ lifestyle financial planning approach benefits you as much as your clients. Applied properly, this process will result in, among other benefits, fewer client meetings, fewer client queries during market volatility, less time spent on non-value-adding activities and freeing up more time to see clients and generate new business.
Our lifestyle financial planning solution is only available to clients through our SPs and will provide you and your clients with:
- a holistic financial planning solution
- implementation of your clients' financial plans by way of an investment strategy tailored to their specific individual lifestyle goals
Our approach helps you to standardise your financial planning service delivery to clients. This standardisation and focus offers the following substantial benefits:
- you gain greater control over each client's investment strategy - at any time, you know precisely what their strategy is and whether or not they are on track to achieve their goals.
- you can measure each client's progress against their personal investment objectives - a powerful tool for keeping your clients committed to their long-term investment strategy.
- it's easier for you to keep clients focused on their long-term goals (and resistant to short-term volatility) because their expectations are set upfront
- it’s easier and less laborious for you to answer specific queries because you know each client's portfolio and investment strategy inside out
- you can efficiently communicate investment management changes for the implementation of any investment strategy, either by acsis or the selected fund managers, and explain how these changes are relevant within every client's financial plan
- you will have more time to concentrate on generating new business and building sustainable value within your business
- our process enables you to shift the focus from unreliable new business commissions to charging a client-care fee for their valued ongoing service
 
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